Foundational Tools for ISO 20022 Operations
Purpose-built utilities that translate complex SWIFT MX messages into actionable data. Reduce manual investigation time and catch CBPR+ validation errors before they impact your payment flows.
Payment Insights
Turn raw CBPR+ payment messages into a clear operational lifecycle view. Payment Insights tracks pacs.008 / pacs.009 instructions, pacs.002 status updates, and pacs.004 returns, then connects them into a searchable timeline with readable status and reason-code explanations. Operators can quickly see what happened, why it happened, and open the underlying XML when deeper investigation is needed.
View capabilities
- Tracks lifecycle events across pacs.008 / pacs.009, pacs.002, and pacs.004
- Connects acknowledgements, status updates, and return messages into a single timeline
- Translates technical status and reason codes into human-readable explanations
- Supports filtering by status, currency, UETR, settlement account, date, debtor, creditor, and BIC
- Allows users to preview the original XML through the Message Explorer
- Supports exports for operational review, audit support, and historical analysis

XML Shortener
Turn raw SWIFT CBPR+ XML into clean, human-readable PDF summaries for operational review, printing, and investigation. XML Shortener extracts the key business content from pacs and related messages, presents it in a compact readable layout, and stores both the shortened PDF and the original XML in Archive Hub for future lookup.
View capabilities
- Converts raw CBPR+ XML into readable one-page or compact PDF summaries
- Extracts key operational fields such as parties, BICs, amounts, dates, accounts, UETR, and message references
- Supports quick ad-hoc parsing by pasting XML directly into the tool
- Stores shortened outputs in Archive Hub together with the original XML
- Allows users to search archived messages by date, UETR, message type, BIC, and status
- Keeps the original XML available for audit, investigation, or technical review
- Reduces the need to inspect long raw XML messages during daily operations
- Supports operational printing workflows where teams need readable payment/message summaries


CBPR+ Validator
Check CBPR+ messages for structural, schema, and selected operational rule issues. The validator explains errors in readable language so operators can understand what failed, where it failed, and what needs correction.
View capabilities
- Validates CBPR+ XML against supported message structures and schema expectations
- Identifies missing mandatory elements, malformed values, and structural issues
- Provides human-readable explanations instead of raw technical parser errors
- Highlights where the issue appears in the message where possible
- Supports validation for key CBPR+ pacs messages, including pacs.008 and pacs.009
- Can be extended with contextual rules based on operational or institution-specific requirements
- Helps reduce back-and-forth between operations and IT during message correction
- Supports faster triage before validation issues become payment investigations